b'INVESTING IN KAUAIIn 194712 founding families joined together and contribute their own resources to create a pool of deposits to create Kauai T&C Federal Credit Union.Today, a credit union and not a bank, Kauai FCU reinvests profits back into the community, as opposed to shareholders, to create a resilient, thriving local economy. Its an evolution of Kauais hukilau tradition. Everyone contributes; everyone benefits. No one is left behind. By committing to bank local, we support the aina that sustains us. True economic health starts with embracing the unique contribution of every member of our community. 20'