b'Community Development:The Heartbeat of Our Credit Union Providing equity through effective community outreach is our biggest priority. We believe our economy must be designed to thrivenot just growputting people over profits. We embrace our kuleana to strengthen the social fabric of the island for generations to come.Supporting Minority Businesses and Low-Income HouseholdsKauai FCUs designation as a Minority Deposit Institution (MDI) means that we help you where you are now. We are acutely aware of the anxiety and stress caused by challenging financial circumstances. Dedicating ourselves to housing stability and ensuring that residents can pay their bills will stabilize our island economy for a full recovery from COVID-19. Becoming a Community Development Financial InstitutionIn December 2020 we became Kauais first CDFI Credit Union, securing access to a lifeline of US treasury funds to support the local economy. All CDFIs share a common mission of serving underserved communities. These financial institutions take responsibility and ownership to improve their communitys way of life.27'