b'KauaiIn simplifying our name to Kauai Federal Credit FederalUnion (aside from it being easier to say), we tookthe time to consider what has defined us on Kauai Creditfor 75 years. Three fundamental values emerged:Union(1) we honor the past to create the future, celebrating the rich contribution of our kupuna and legacy members; (2) we maintain a deep commitment to those to build, teach, protect, and care for our island; and (3) we are invested in all of Kauai. As a credit union and not a bank, we reinvest profits back into the community. Its an evolution of Kauais hukilau tradition. Everyone contributes; everyone benefits. No one is left behind. As we tackle some major challenges (housing stability and climate change among them) in 2022 and beyond, I invite you to share your ideas and concerns with us. My team and I are energized by these challenges and committed to building an even stronger foundation for the next 75 years. Me ke aloha pumehana, Monica25'