b'KAUAI FEDERAL CREDIT UNION Over the past year, we have met with hundredsLOCALLY ATTUNEDof community members and leaders, committed to a more equitable, regenerative economy. Our Beta Phase design is agile. We are driven by creativity and innovation, constantly challengingListening & Learningthe status quo, mindful and observant of needs, trends and opportunities, and seeking new knowledge and development opportunities ona foundation of ina aloha. As a financial co-operative, we are inclusive, embracing our kuleana to manage resourcesfor the betterment of the ina and its people.We acknowledge all members of our community have value to contribute. 10 MASON CHOCK, SOCIAL IMPACT CONSULTANT'