b"KAUAI FEDERAL CREDIT UNIONKauai Federal Credit Union (Kauai FCU) Hawaiian Community Assets (HCA) and Hawaii Community Lending (HCL), have partnered to qualify Kauai families for mortgages as wework with developers and partners to address the island's affordable housing crisis.The funding represents a critical intervention to move qualified borrowers to home ownership. To provide the funding, Kauai FCU leveraged a matching grant from the Federal Home Loan Bank of Des Moines under the Member Impact Fund, a $15 million initiative aimed to increaseTESTING SOLUTIONS FOR resources for affordable housing in Hawaii and other underserved states and territories. AFFORDABLE HOUSINGKauai FCU will provide Hawaii Community Lending, a non-profit Housing and Urban Development (HUD) counseling agency, with $12,500 in grant funds matched with $37,500From Homebuyer Educationof working capital to support delivery of free homebuyer education and pre-purchaseTo Building Innovationcounseling for interested residents.We count on Kauai FCU to respond to the most critical needs of the community. They are building the foundation for a more equitable future, with a proven track recordof keeping people in their homes. HCL Executive Director Jeff Gilbreath SOL PROJEX TRANSFORMS LOCALINVASIVE TREE SPECIES INTO NON TOXIC HOMES MADE FROM 90% SUSTAINABLY 32 SOURCED LOCAL MATERIALS."