b"2024 Social Impact ReportHoakeolapono TradesMember Impact Academy & InstituteMatching Grants Hoakeolapono Trades Academy creates programs that teach students to build skill Four Kauai non-profit organizations received a total of $120,000sets that will nurture their career growth and contribute to the building trades.in memberimpact grant funding in 2024, comprised of$30,000 in direct grants from Kauai FCU,matched 3:1 by the Federal Home LoanBank of Des Moines (FHLB Des Moines)Member Impact Fund. The FHLB MemberImpact Fund is used for a variety ofpurposesHawaiian Lifeguard Associationsuch as down payment assistance,emergency housing, financialHawaiian Lifeguard Association is a local, literacy, foodbanks and youth programs.lifeguard-led 501(c)(3) nonprofit that teaches keiki and juniors lifesaving ocean safety skills.Kipuka KuleanaKipuka Kuleana is a Native Hawaiian, women-led 501(c)(3) nonprofit organization and community land trust dedicated to perpetuating kuleana, ahupuaa-based natural resource management and connection to place through protection. PAL HawaiiPAL (Permanently Affordable Living)Hawaii is an innovative non-profit creating solutions to solve the island's housing affordability crisis.32 33"