b'BALANCE SHEETSelected Financials ($) 2023 2022BALANCE SHEETLoans 129,990,045 110,190,293Cash & Investments 29,559,524 31,622,315Total Assets 169,160,706 149,653,118Member Shares 120,580,542 122,040,244Net Worth18,397,569 20,239,118Net Worth-to-Assets Ratio 10.9% 13.5%INCOME STATEMENTInterest Income 6,554,5555,273,594 Interest Expense 1,672,470 584,243Net Interest Income 4,882,085 4,689,351Noninterest Income 1,071,684 4,310,498Operating Expenses 7,608,879 7,073,775Provision for Loan Losses 573,414 198,003Net Income (2,228,524) 1,728,071'