b'Selected Financials 2025ANNUAL REPORT2025 2024BALANCE SHEETLoans 158,274,816 159,098,093 Cash & Investments 25,753,99727,453,785 Total Assets 196,319,322198,302,920 Total Shares 145,087,261140,008,544 Net Worth16,274,63315,893,763 Net Worth to Assets Ratio 8.3% 8.0%INCOME STATEMENTInterest Income 11,678,5689,451,594 Interest Expense 4,311,3153,740,529 Net Interest Income 7,367,2535,711,065 Non-Interest Income 1,765,342958,081 Operating Expenses 7,544,8457,947,019 Provision for Loan Losses 1,206,8801,225,933 Net Income (Loss)380,870(2,503,806)'