b'COMPARATIVE INCOME STATEMENT 2023ANNUAL REPORT2023 2022NON-INTEREST EXPENSE:Employee Compensation 3,318,988 2,882,330Employee Benets 838,883 715,452Professional Development 252,247 217,551Association Dues 96,516 82,292Brand & BusinessDevelopment 309,434 322,637Ofce Occupancy Expenses 465,127 423,822Ofce Operation Expenses 525,969 514,526Professional & Legal 1,565,082 1,784,483Other Operating Expenses 236,633 130,682 Non-Interest Expense 7,608,879 7,073,775NET INCOME: ($2,228,524) $1,728,071'