b'COMPARATIVE BALANCE SHEET 2023ANNUAL REPORT2023 2022LIABILITIES, SHARES, AND EQUITYLIABILITIES:Accounts Payable & Other Liabilities 2,009,558 2,318,192Wholesale Borrowings 29,000,000 6,000,000Subordinated Debt 4,000,000 4,000,000 Total Liabilities 35,009,558 12,318,192SHARES:Regular Shares 42,972,749 50,736,140Share Drafts 14,058,451 14,846,335Money Market Shares 10,339,582 13,145,596Share Certicates 46,856,009 36,353,175IRA Share 6,353,751 6,958,998 Total Shares 120,580,542 122,040,244EQUITY:Undivided Earnings 14,397,569 16,239,118Unrealized Gain/(Loss) on Investments (826,963) (944,436) Total Equity 13,570,606 15,294,682TOTAL LIABILITIES, SHARES, AND EQUITY: $169,160,706 $149,653,118'