b'COMPARATIVE BALANCE SHEET20222021-2020 ANNUAL REPORT2022 2021 2021 2020ASSETS LIABILITIES, SHARES, & EQUITYLOANS: LIABILITIES:Total Loans Outstanding110,190,293 100,368,974Accounts Payable & Other Liabilities$2,318,192 $4,561,289 Allowance for Loan Losses (1,399,771) (1,596,912) Wholesale Borrowings6,000,000 -Net Loans Outstanding 108,790,52298,772,062Subordinated Debt4,000,000 - CASH EQUIVALENTS:Total Liabilities 12,318,192 4,561,289 Cash Equivalents 8,511,65110,377,896Regular Shares 50,736,14046,915,065 Restricted- 1,714,781Share Drafts 14,846,33512,805,958 Total Cash 8,511,65112,092,677Money Market Shares13,145,59613,110,653 INVESTMENTS: Share Certificates 36,353,17530,977,694 Federal Agency Securities 12,286,7416,818,881IRA Share 6,958,9987,349,153 Treasury Notes 1,494,611 - Total Shares 122,040,244111,158,523 Capital Stock 1,093,011825,112Regular Reserves 831,923831,923 Certificates of Deposits4,485,0003,635,000Undivided Earnings 15,407,19513,679,124 Charitable Fund 517,068604,043Unrealized Gain/(Loss) on Investments (944,436) 288,911 Common Trust & Mutual Funds 2,149,4072,422,839 NCUA Share Insurance Fund 1,084,8261,074,953 Total Equity 15,294,68214,799,958Total Investments 23,110,66415,380,828 OTHER: Total Liabilities, Shares, and Equity$149,653,118 $130,519,770Land & Building & WIP,Net 4,811,9071,573,681Fixed Assets, Net 219,973217,479Other Assets 4,208,4012,483,042 TOTAL ASSETS$149,653,118 $130,519,770'