2025 Social Impact Report
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With 2025 now in the books, I find myself 
reflecting not on balance sheets but on 
moments. The student who submitted an 
essay about what community means to her 
received a scholarship. The 500 volunteers 
who spent their Saturday passing rocks 
restoring a fishpond that has fed this island 
for generations. The families who came 
to Kalukalu at 1624 on a January evening 
just to watch a movie and eat ice cream 
together. The small business owner who, 
for the first time, found out that someone 
is available every Friday afternoon to help 
them take the next step.
These are the moments that tell the true 
story of Kauaʻi FCU in 2025.
This was a year of showing up. Our team 
reached more than 800 students across 
four schools. We awarded $10,000 in 
scholarships to five extraordinary young 
people from this island. We hosted free tax 
preparation, legislative briefings, financial 
wellness nights, cultural workshops, 
and makeke that gave local vendors a 
home when they needed one most. We 
volunteered at fundraisers and fishponds, 
grilled at Relay for Life, and fed our 
neighbors at Hoʻomana. 
On a scholarship from the Worldwide 
Foundation for Credit Unions, Chief Impact 
Officer Hazelmae Overturf, to Brazil to 
represent Kauaʻi FCU and the United States, 
on a global cooperative stage. 
We watched Carlyssa earn her Credit Union 
Development Educator(CUDE) designation 
and come home with new language for the 
work she was already doing.
Empowering those who build, protect, 
teach, and care for our island has always 
been at our core. In 2025, we deepened 
that commitment in ways I am genuinely 
proud of. We expanded our support for small 
businesses. We grew our partnerships with 
community organizations. We invested in 
our team's professional development so they 
can better serve this community for longer.
Every deposit at Kauaʻi FCU invests directly 
in our island, circulating here and returning 
as loans, grants, and essential programs. 
That’s the credit union difference. Thank 
you for trusting us as your financial and 
community partners. We are honored to be 
both.
A Message from our CEO
Aloha,
Sean Kaley 
Kaua‘i FCU President/CEO
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