2025 Social Impact Report 5 4 Committed Leaders Sean Kaley President/Chief Executive Officer Sean began his career in credit unions over 20 years ago as a teller and has worked his way up through various roles, including Loan Officer, Financial Services Supervisor, VP, Risk Management, and EVP/Chief Operations Officer. He joined Kauai FCU in 2018 and became President/CEO in June 2024. Sean takes pride in having contributed to the success of three credit unions. He believes in the credit union movement and the good that we do for members and the community. He serves as the Treasurer for Hale Opio Kaua‘i and Niumalu Canoe Club. He is an avid paddler and lives on Kaua‘i with his daughter, Nai'a, and son, Leo. Sajid Siddiqi Chief Financial Officer Sajid leads strategic financial and capital planning, asset and liability management, commercial lending and investment strategy for Kaua‘i FCU, bringing deep experience in leadership roles with global financial services companies including Wells Fargo, PNC, AIG and Prudential. Sajid is married to Saima (who is also a banker), father to Natalia and Mekyle, and a board member at Namahana Education Foundation. Nikki Ige Chief Lending & Impact Officer Nikki's role focuses on strengthening the financial resilience of those living and working on Kaua‘i. With experience across lending, risk management, technology, and executive leadership, she is known for a practical, steady approach and a respect for responsible, financial decision‑making. Nikki works to expand access to resources that help local families and businesses stabilize and grow over time. A trusted community partner and board leader, she leads with humility and a belief that strong institutions are built through service and consistency. Outside of work, she enjoys traveling and discovering good food, appreciating the simple pleasure of new places and experiences. Ruth Wright Chief Accounting and Risk Officer Ruth Wright has served Kaua‘i FCU for six years, managing accounting, financial reporting and the compliance management program. Prior to joining Kaua‘i FCU, she worked in public accounting at PriceWaterhouseCoopers in the Audit practice for 12 years. 4
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