Catch a Wave, Find a Rainbow
Learn how our Nalu Checking and Ānuenue Savings accounts can help you earn 5% cash back on debit card purchases and earn 4% interest*.
Nalu Checking
A checking account that offers members 5% cash back on debit card purchases for doing some of the basic banking you already do. Earn up to $20 a month and $240 for the year.*
– No monthly service fees
-Opt in for round-up savings on purchases made with your debit card. Round up to the next dollar amount and deposit it directly into your Ānuenue Savings account
– No minimum balance requirements
– Earn 5% cash back on debit card purchases
*Qualified accounts earn 5% cash back (up to $20) on debit card purchases each month. Accounts that meet the following criteria will qualify:
- Enrolled in e-statements
- 1 login to online banking (via browser or mobile app)
- 14 Debit card purchases
- 2 automatic (ACH) transactions (deposit or withdrawal)
Don’t qualify? That’s okay; there is no penalty and you can try again the following month.
Ānuenue Savings
Ānuenue Savings account offers an incredible 4% interest rate on your first $20,000, so your savings stack up even faster.
– Now you can round up Debit Card purchases automatically into your savings account and watch your savings grow!
– 4% APY*
Open your Ānuenue Savings account today! Don’t forget to enroll in the Debit Card round-up:
Step 1: Log in to online banking
Step 2: Click “New Accounts” and “Open a Share Account”
Step 3: Select Ānuenue Savings
Step 4: Enroll in Debit Card Round-Up
Step 5: Select Nalu Checking
*Balances up to $20,000 will earn the reward interest rate during months in which the paired Nalu Checking account meets the minimum qualifications. Deposits in the account over $20,000 will earn interest at the standard rate. For months in which the paired Nalu Checking account does not meet the minimum qualifications, the entire balance of the account will earn interest at the standard rate.
Personal Savings
All you need is a minimum of $5 deposit to open your account. It’s fast, easy and a great first step towards reaching your financial goals. Let us help you start putting away a little bit, today.
– Only $5 deposit to start
– Earns Dividends 0.100% – 0.300% APY*
– Access to all of our products and service
Pueo & Youth Account
Pueo Account — Ages 0–17
The Pueo Account is designed for our youngest members, from newborns to age 17. Whether a parent is starting a savings account for a new baby or a grandparent wants to contribute to their grandchild’s future, this is the perfect place to begin.
- For ages 0–17
- Minimum $5.00 to open
- Maintain a $100.00 minimum balance to earn 0.10% APY
- Requires a joint adult account holder, age 18 or older
- Receive a Kala With Me activity sheet
Youth Account — Ages 10–17
The Youth Account is built for older keiki who are ready to take a more active role in managing their money. With access to a debit card, they can practice real-world spending decisions, with a trusted adult still on the account for guidance and oversight.
- For ages 10–17
- Includes access to a debit card
- Minimum $5.00 to open
- Maintain a $100.00 minimum balance to earn 0.10% APY
- Requires a joint adult account holder, age 18 or older
*Minimum $5.00 to open. A minimum balance of $100.00 is required to earn the advertised 0.10% APY. Rate is accurate as of the last dividend declaration date and may change after account opening. Pueo Accounts are available for members ages 0–17. Youth Accounts are available for members ages 10–17. Both account types require a joint adult account holder age 18 or older. Federally insured by NCUA.