Catch a Wave, Find a Rainbow
Learn how our Nalu Checking and Ānuenue Savings accounts can help you earn 5% cash back on debit card purchases and 4% interest.

Nalu Checking
Introducing Nalu Checking. A new account that offers members 5% cash back on debit card purchases for doing some of the basic banking you already do. Earn up to $20 a month and $240 for the year.*
– No monthly service fees
– No minimum balance requirements
– Earn 5% cash back on debit card purchases
Available to existing members to upgrade their accounts.
*Qualified accounts earn 5% cash back (up to $20) on debit card purchases each month. Accounts that meet the following criteria will qualify:
- Enrolled in e-statements
- 1 login to online banking (via browser or mobile app)
- 14 Debit card purchases
- 2 automatic (ACH) transactions (deposit or withdrawal)
Don’t qualify? That’s okay; there is no penalty and you can try again the following month.

Ānuenue Savings
Introducing Ānuenue Savings, our other new account that offers an incredible 4% interest rate on your first $20,000 so your savings stack up even faster.
– Now you can round up Debit Cards purchases automatically into your savings account watch your savings grow!
– 4% APY*
Available to existing members to upgrade their accounts.

Personal Savings
All you need is a minimum of $5 deposit to open your account. It’s fast, easy and a great first step towards reaching your financial goals. Let us help you start putting away a little bit, today.
– Only $5 deposit to start
– Earns Dividends 0.100% – 0.300% APY*
– Access to all of our products and service

Pueo Account
Teach your keiki about money and good money habits from a young age open a Pueo Keiki account today. Your child can have a savings and a checking, and they can even customize their debit card with a personal photo.*
*$10.00 fee for photo upload