Rates

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promotional rate: 4.25% APY
with 6-month, 9-month, 12-month terms

Kauai FCU Dividend Rates

Rates updated: 8/10/24

Deposit Amount Rate APY
Bal. under $5K 0.100% 0.10%
$5K – under $20K 0.100% 0.10%
$20K – under $50K 0.100% 0.10%
$50K – under $200K 0.200% 0.20%
$200K & over 0.299% 0.30%
Bal. up to $20K – Qualified 4.889% 5.00%
Bal. over $20K – Qualified 0.100% 0.10%
Entire balance – Unqualified 0.100% 0.10%
Bal. under $10K 0.200% 0.20%
$10K – under $25K 0.200% 0.20%
$25K – under $50K 0.250% 0.25%
$50K – under $100K 0.250% 0.25%
$100K – under $200K 0.299% 0.30%
$200K & over 0.399% 0.40%
  Rate APY
  0.100% 0.10%
  0.200% 0.20%
  0.010% 0.01%
  0.050% 0.05%
Term Rate APY
6 Months 2.722% 2.75%
9 Months 2.722% 2.75%
12 Months 2.722% 2.75%
18 Months 2.722% 2.75%
24 Months 2.722% 2.75%
36 Months 2.722% 2.75%
48 Months 2.722% 2.75%
60 Months 2.722% 2.75%
12 Months IRA 2.722% 2.75%
18 Months IRA 2.722% 2.75%
24 Months IRA 2.722% 2.75%
36 Months IRA 2.722% 2.75%
48 Months IRA 2.722% 2.75%
60 Months IRA 2.722% 2.75%
12 Months IRA 2.722% 2.75%
24 Months IRA 2.722% 2.75%
36 Months IRA 2.722% 2.75%
48 Months IRA 2.722% 2.75%
60 Months IRA 2.722% 2.75%
6 Months Jumbo 2.918% 2.95%
9 Months Jumbo 2.918% 2.95%
12 Months Jumbo 2.918% 2.95%
18 Months Jumbo 2.918% 2.95%
24 Months Jumbo 2.918% 2.95%
36 Months Jumbo 2.918% 2.95%
48 Months Jumbo 2.918% 2.95%
60 Months Jumbo 2.918% 2.95%
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