Kaua‘i Federal Credit Union takes on historical Otsuka building in Kapa‘a

Over the last 75 years, three fundamental principles have guided our credit union: (1) honoring the past to build the future; (2) maintaining a deep commitment to those who build, teach, protect, and care for our island; and (3) investing in all of Kauaʻi. As a credit union and not a bank, we reinvest profits back into our community to create a more resilient, thriving local economy.

We are excited to announce we will open a new East Side branch in the moku of Puna, restoring the building formerly home to the long-standing Otsuka’s Furniture at 1624 Kuhio Highway in North Kapaʻa.

The new branch will bring Community Development Financial Institution (CDFI) products and services to our East Side community, such as housing stability resources, small business and non-profit support, and public private partnerships to help local businesses grow and thrive. We will always offer traditional financial services, yet this growth and evolution of our credit union has the power to create a more equitable, diverse, and most importantly socially responsible, regenerative economic model for our island.

We are so excited to share this with you!

Our Philosophy

As a credit union and not a bank, Kaua‘i FCU reinvests profits back into the community, as opposed to shareholders, to create a resilient, thriving local economy. It’s an evolution of Kaua‘i’s hukilau tradition. Everyone contributes; everyone benefits. No one is left behind.

By committing to bank local, we support the ‘aina that sustains us. True economic health starts with embracing the unique contribution of every member of our community.

How We Get Engaged.

Take a look at the different ways we bank local.

 

Becoming CDFI

We represent a lifeline of federal funding dedicated to restoring and diversifying local economies across 46 states.
Read More
Aerial view of the Food Innovation Center, surrounded by lush green nature. Across the horizon, there is the mountain line and some clouds on a sunny day.

Common Ground

At Common Ground, CDFI funding supports tropical agroforestry with multiple tiers of crops, from ‘ulu (breadfruit) to kava, leading to greater biodiversity and more resilience, especially in the face of climate change.
Read More

CDFI Certified

As the first and only CDFI Credit Union on Kaua‘i, we are pioneering a new path to help the island economy survive and thrive.

Upcoming Events

Get full access to all of our products and services including:

How We Help

Get full access to all of our products and services including:

Kupa'a Kaua‘i

A platform for economic recovery and resiliency resources on the island of Kaua‘i from the Office of Economic Development. Read More.

PPP Forgiveness

If you received a PPP Loan from Kaua‘i FCU.
Apply for forgiveness now!

Rental Relief & Utility Assistance

Providing rental and utility assistance for Kaua‘i residents. Apply here.

Kaua‘i FCU introduces Kalukalu at 1624!Learn more here.

You are now leaving
Kauaicreditunion.org and will be
redirected to our application page
supported by our partners.

You are now leaving
Kauaicreditunion.org and will be
redirected to our application page
supported by our partners.

You are now leaving
Kauaicreditunion.org and will be
redirected to our application page
supported by our partners.

You are now leaving
Kauaicreditunion.org and will be
redirected to our application page
supported by our partners.